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We decided to 45 lb . Why We don’t understand. But there u get. Ideally be much more with icl

We decided to 45 lb . Why We don’t understand. But there u get. Ideally be much more with icl

Hi, i’ve simply been onto my account that is sunny and an affordability issue. It states i will be due simply over ВЈ500 but will simply get about ВЈ5 of this. The difficulty I have is I still owe the amount of money nevertheless the loan happens to be offered to SLL Capital. With wonga they took the full quantity off the things I still owed, that we had been hoping they’d payday loans Virginia do here but as the been offered do we still need to spend all of it as well as just accept ВЈ5 from sunny? i am hoping this is why feeling

Sara (Financial Obligation Camel) says

I’m amazed it has occurred. Had been the loan that is last of the people being refunded?

I’m uncertain how exactly to make sure that? It simply took me personally directly to just how much We had been due.

Sara (Debt Camel) says

Ok, you are suggested by me mobile up customer solutions and have them why while you experienced redress calculated it hasn’t been utilized to offset the balance owed. Be persistent.

Thankyou ring that is i’ll the next day. Because its offered to SLL Capital though do they will have capacity to do this?

Sara (Financial Obligation Camel) says

Yes, a loan provider can invariably buy a debt back.

well ive been on the phone to got and sunny nowhere. Essentially all ill get straight straight back through the ВЈ558 is several pounds in addition they will maybe maybe not use the quantity off my financial obligation as the with SLL Capital now. Appears quite unjust due to the fact loan ended up being unaffordable and I also should not be paying out it. Fundamentally its perhaps maybe not their issue now since it ended up being obsessed about

Abundant with the boro says

It says they can’t offer me a loan but can pass my details on to another company who might be able to help when I log in to my account!

Have emailed them for support

Sara (Financial Obligation Camel) says

Will there be perhaps perhaps perhaps not a web link to web web page to place a claim in?

£6k odd it is saying my claim that is potential is I’ll get maximum of £60 right Back. That is psychological that this business offers away with this particular.

I logged in this early morning to observe that We these people were maybe not considering my loan as unaffordable while the claims calculator didn’t indicate this . We neglect to observe how this might be feasible provided I also entered into a debt management plan shortly after taking out the loan in 2014 that I had taken out other payday loans at the time of my application and the loan was for £500 . I truly have to get this loan taken from my credit files after they wrote of the loans this month as it’s the only creditor who didn’t default during my DMP , it’s currently showing as settled on my report . I’ve submitted a handbook claim as this ended up being an alternative once I logged into my account but I’m maybe not keeping down hope that is much .

Sara (Financial Obligation Camel) says

ВЈ500 is quite marginal to win a single loan problem during the Ombudsman.

The issue actually for you personally is the fact that they needs to have marked the loan as defaulted in 2014/early 2015 – if they’d, it might be dropping down quickly. this is certainly what you ought to push for actually, maybe maybe perhaps not for the loan to be upheld as unaffordable.

Hi That’s all i would like we don’t actually worry about the reimbursement it is the late repayment markers back at my credit files which can be the things I require eliminating . I’ve made complaints within their mind within the last few month or two that the loans needs to have been defaulted in addition they declined to incorporate a backdated default to 2014. They will have now stated within their webiste plus in the e-mail which they sent today that they’re handing the handling of the records into the credit guide agencies if amendments must be made . We can’t observe the credit guide agencies should be able to make amendments though without consent from sunny ! This is certainly obtained from their site :

We now have transported the control of maintaining any records that are remaining the credit score agencies, once we will never be keeping these documents moving forward. Further inquiries regarding entries on clients’ credit files pertaining to ECIL loans is raised with all the appropriate agency straight.

Sara (Financial Obligation Camel) says

OK, you’ll be able to grumble straight to the CRAs – which CRAs show this loan?

All 3 regrettably ! I’ve raised Experian and Transunion will do the same with equifax tomorrow today . I’ve just never heard about credit guide agencies being because of the capacity to amend entries on credit documents ! Extremely strange .

Sara (Financial Obligation Camel) says